Terms & Conditions

Last Updated: September 16, 2025

Introduction

These Terms and Conditions ("Terms") govern your use of our website and services. By using our website or engaging our services, you agree to these Terms in full. If you disagree with any part of these Terms, please do not use our website or services.

Definitions

In these Terms, the following definitions apply:

  • "We", "us", "our", and "Company" refers to domain.
  • "Services" refers to the financial education services provided by the Company.
  • "Website" refers to the website located at domain.com.
  • "You" and "your" refers to the user or viewer of our Website or recipient of our Services.

Services

Our Services are strictly educational in nature. We provide information and education about financial concepts and strategies. We do not:

  • Provide individual financial advice
  • Recommend specific financial products
  • Manage assets or investments
  • Guarantee any financial outcomes

The educational content we provide is general in nature and not tailored to individual circumstances. You should consult with a qualified financial professional before making any financial decisions.

User Obligations

When using our Website or Services, you agree to:

  • Provide accurate and complete information when requested
  • Use the Website and Services only for lawful purposes
  • Not engage in any activity that could harm, disable, or impair the operation of the Website
  • Not attempt to gain unauthorized access to any parts of the Website
  • Not use the Website or Services to transmit any harmful code or malware
  • Not infringe on the intellectual property rights of others

Intellectual Property

All content on the Website, including text, graphics, logos, images, audio clips, and software, is the property of the Company or its content suppliers and is protected by Canadian and international copyright laws.

You may not reproduce, distribute, modify, display, prepare derivative works based on, or otherwise use any content from our Website without the prior written consent of the Company.

Privacy

Your use of our Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Privacy Policy.

Payment Terms

If you purchase Services from us:

  • All prices are stated in Canadian dollars (CAD) and are subject to applicable taxes
  • Payment is required in full before Services are delivered, unless otherwise agreed in writing
  • We reserve the right to change our prices at any time, but changes will not affect Services already purchased

Cancellation and Refunds

Our cancellation and refund policy is as follows:

  • Cancellation requests must be made in writing at least 48 hours before the scheduled service delivery time
  • Refunds may be provided for cancellations made within this timeframe, less an administrative fee
  • No refunds will be provided for cancellations made less than 48 hours before the scheduled service delivery time, except at our discretion
  • If we cancel a service, you will receive a full refund or the option to reschedule

Limitation of Liability

To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use the Website or Services
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Website
  • Financial decisions made based on the educational content provided

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will update the "Last Updated" date at the top of these Terms. Your continued use of the Website or Services after any such changes constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms, please contact us at:

Email: contact@domain.com

Phone: +1 (438) 902-1473

Address: 1274 Wellington Street W, Ottawa, ON, Canada

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